Our Team

Larry Panzeri
Specializes in retirement planning. He established Lance Financial Associates, Inc., a Registered Investment Advisor, in 1979.  Lance Financial Associates Inc. is now one of the oldest independent planning firms in New England.

In addition to being a FINRA Registered Securities Principal with Securities America Inc., Mr. Panzeri  also holds licenses in Life, Health, Disability Insurance and Variable Annuities. He has completed the two year Life Underwriters Training Council Course and has long been a member in good standing with the International Association of Financial Planning. Mr. Panzeri has conducted Retirement Planning workshops at various companies and organizations. His broad investment background and years of experience as a financial planner provides Mr. Panzeri with the unique ability to work closely with the various specialists on Lance`s Investment Advisory Board, while at the same time, enabling him to take very sophisticated financial strategies and convey them to his clients in terms that they can easily understand.

Louise Panzeri is our Office Manager.  She oversees the work of the staff, does all accounting records for the company and processes all completed client applications.  She also researches many client-related issues.  Louise is securities licensed in order to better assist Larry in client services.

David Panzeri is our Computer Operator and Office Assistant.  David oversees all our computer programs; generates all client-related reports and statements and assists in researching and resolving client issues.  David is securiities licensed to better assist Larry in client services.

Jan Panzeri is our Sales Assistant.  She is in constant contact with our clients about their concerns and questions, which are immediately relayed to Larry for a speedy resolution.  Jan also coordinates client events and community educational seminars.

Debra Berrigan is our Administrative Assistant.  She assists in providing client-related reports.  She processes all necessary paperwork, researches and resolves client issues.  Debra also assists in the exchanging of mutual funds.