Boston Massachusetts Retirement Financial Planner, Adviser, Insurance Broker

Retirement planning consultant services is what Lance Financial specializes in for our clients.  We are dedicated to helping people accumulate, grow, and protect their wealth through our independent financial advisor role.

Our integrated approach to investment planning, risk management and estate conservation enables us to help clients work toward their financial goals.  As your  independent financial advisor, we make sure to help you plan for you and your family’s future.

Experience You Can Trust

Lance Financial was founded by Larry Panzeri in 1979.  Larry has over 30 years experience as a Financial Advisor.  It’s this experience and dedication that makes Lance Financial unique in their retirement planning consultant services.

With over 30 years of experience as a financial adviser, you can trust that we have the knowledge and skill to develop sound wealth management and preservation strategies.
 
Personalized Service

When you work with us you'll receive personalized service that is focused on identifying and addressing your specific needs, concerns, and objectives. Working with you, we'll create a customized financial plan that is in synch with your goals.  Any way we can help you with our services which include retirement planning consultant services, we are here for helping make your money work for you.
 
Explore Our Site

Please take some time to browse our Website. It includes a wealth of helpful tools and resources including our retirement planning consultant services. If you find a particular article, calculator, or other resource of interest, please give us a call or send us an email. We’d be happy to discuss these with you.

"Our goal is your goal."

 - Larry Panzeri
Calculators

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

More Calculators →

Newsletters

It's Time to Get Real

During times of market volatility, it can be easy for investors to lose sight of two seemingly immovable obstacles standing in the way of their long-term investment goals: taxes and inflation.

TIPS for Managing Inflation

The U.S. Treasury issues a form of debt that helps protect investors from the effects of inflation: Treasury Inflation-Protected Securities (TIPS).

Put Some Infrastructure in Your Portfolio

The normally placid muni bond market has been roiled by a confluence of variables related to the stock market, slow economic growth, and credit-market woes. One result has been yields high enough to get the attention of investors who normally stick to Treasurys.

HOT TOPIC: Social Security and Medicare in Crosshairs

An entitlement crisis has been looming on the horizon for several years. Unfortunately, according to the latest reports from the trustees of the Social Security and Medicare trust funds, a spike in unemployment has helped to hasten the arrival of these programs’ insolvency.

More Newsletters →